body { font-size: 12pt;
       font-family: "Times New Roman";
       text-align: center;
       color: black;
       background: #BDBDBD;
       margin-top: 0px;
       margin-left: 0px; }

h1 { font-weight: bold;
     font-style: italic; }

h2 { font-weight: bold;
     font-style: italic; }

h3 { font-weight: bold;
     font-style: italic; }

div.footer { font-size: 11pt;
             text-align: center; }

a:link { color: navy; text-decoration: underline}
a:visited { color: navy; text-decoration: underline}
a:hover { color: navy; text-decoration: underline}
a:active { color: navy; text-decoration: underline}